If you need capital to finance day-to-day working capital requirements or purchase assets. We can help you. We help the small and medium enterprises (SMEs) to apply SME Loan Guarantee Scheme. The overall objective is to assist the SMEs in enhancing their productivity and competitiveness.
Overall we can help SMEs:
- Apply to working capital and equipment financing needs in form of installment loan
- The SGS covers the following two types of loans
- Loan amount up to HK$12,000,000
- A flexible repayment period of up to 5 years
- Competitive interest rates
Business Installations and Equipment Loans
The Business Installations and Equipment Loans should be used for acquiring installations and equipment relating to the applicant's business operation, which may include the following:
· computer software and hardware
· communication system
· office equipment
· transport facilities
· fixtures (e.g. air-conditioning system, built-in cabinets and lighting system, etc., but excluding decoration works)
The installations and equipment may be located outside Hong Kong.
The loans may be used for acquiring second-hand installations and equipment. However, the loans cannot be used for financing or re-financing machinery and installations already in the possession of the applicant or its associates.
Working Capital Loans
The Working Capital Loans should be used for meeting working capital needs of general business uses of SMEs.
SME Funding Schemes: